Cars and light commercial vehicles

Financial lease with or without collateral (asset based lease), as well as operating lease of cars and light commercial vehicles

 NewUsed
Lesee Private individuals and companies Private individuals and companies
Minimum financed amount 3 000 EUR 3 000 EUR
Tenor Up to 60 months Up to 48 months
Down payment min. 15% min. 20%
Arrangement fee 1.5% from the financed amount 2% from the financed amount
Currency EUR (payment in BGN also optional) 
Leasing scheme Annuity monthly installments 
Age of the asset at the end of tenor the asset must not be older than 8 years 
Insurance Insurance against all risks in favor of Raiffeisen Leasing for the lease period 

* Without early termination penalty for private individuals

Required Documents

For entities

  • A filled out “Request for a lease” form and an offer for the lease asset from the supplier/purveyor
  • Memorandum of Association or a Certificate of Incorporation, signed from the Lessee’s company manager
  • Identification documents from the individual or individuals which are representing the Lessee company
  • Duly signed Financial statements for past period in the current year and for the last two years

For private individuals

  • A filled out “Request for a lease” form and an offer for the lease asset from the supplier/purveyor
  • A copy from the lessee’s identification documents
  • Declaration/certificate for annual net income of the Lessee for the last six months
 New
Lesee Private individuals and companies
Minimum financed amount 3 000 EUR
Tenor Up to 60 months
Down payment min. 25%
Arrangement fee 1.5% from the financed amount
Currency EUR (payment in BGN also optional) 
Leasing scheme Annuity monthly installments 
Insurance Insurance against all risks in favor of Raiffeisen Leasing for the lease period 

* Without early termination penalty for private individuals

Required Documents

For entities

  • A filled out “Request for a lease” form and an offer for the lease asset from the supplier/purveyor
  • Memorandum of Association or a Certificate of Incorporation, signed from the Lessee’s company manager
  • Identification documents from the individual or individuals which are representing the Lessee company

For private individuals

  • A filled out “Request for a lease” form and an offer for the lease asset from the supplier/purveyor
  • A copy from the lessee’s identification documents
 New and used
Lesee Companies
Minimum financed amount 4 000 EUR
Tenor Up to 48 months
Currency EUR (payment in BGN also optional) 
Deposit Up to three monthly payments

Required Documents

For entities

  • A filled out “Request for a lease” form and an offer for the lease asset from the supplier/purveyor
  • Memorandum of Association or a Certificate of Incorporation, signed from the Lessee’s company manager
  • Identification documents from the individual or individuals which are representing the Lessee company
  • Duly signed Financial statements for past period in the current year and for the last two years

For private individuals

  • A filled out “Request for a lease” form and an offer for the lease asset from the supplier/purveyor
  • A copy from the lessee’s identification documents
  • Declaration/certificate for annual net income of the Lessee for the last six months